Upon analyzing the composition of your equipment breakdown book, we consider your available options including, but not limited to:
Modified Treaty Quota share
Traditional models cede 100% of the premium and exposure to the reinsurance carrier; we help you evaluate if maintaining the traditional model makes financial sense.
Would retaining any portion of risk enhance your profitability?
Excess of loss
Another model suggests retaining a line of equipment exposure and utilizing facultative placements for risks that are outside your comfort range.
What is your risk tolerance?
In-house operations
Building an in-house operation is an expensive option. A key component of equipment breakdown is jurisdictional inspections. Hiring a legion of risk engineers requires an extensive premium base for equipment breakdown coverage.
Does your book warrant such an expenditure?
Hybrid approach
This balanced approach allows you to have the best of all worlds based on your identified needs.
When would you like to begin?